diff --git a/app/services/imports/sales_logs_import_service.rb b/app/services/imports/sales_logs_import_service.rb
index b3a3cd52b..2fb619619 100644
--- a/app/services/imports/sales_logs_import_service.rb
+++ b/app/services/imports/sales_logs_import_service.rb
@@ -107,7 +107,8 @@ module Imports
       attributes["hhregresstill"] = still_serving(xml_doc)
       attributes["proplen"] = safe_string_as_integer(xml_doc, "Q16aProplen2") || safe_string_as_integer(xml_doc, "Q16aProplensec2")
       attributes["mscharge"] = monthly_charges(xml_doc, attributes)
-      attributes["has_mscharge"] = 1 if attributes["mscharge"].present?
+      attributes["has_mscharge"] = 1 if attributes["mscharge"]&.positive?
+      attributes["has_mscharge"] = 0 if attributes["mscharge"].present? && attributes["mscharge"] <= 0
       attributes["prevten"] = unsafe_string_as_integer(xml_doc, "Q6PrevTenure")
       attributes["mortlen"] = mortgage_length(xml_doc, attributes)
       attributes["extrabor"] = borrowing(xml_doc, attributes)
diff --git a/spec/services/imports/sales_logs_import_service_spec.rb b/spec/services/imports/sales_logs_import_service_spec.rb
index 3ab0c4a97..5862efa23 100644
--- a/spec/services/imports/sales_logs_import_service_spec.rb
+++ b/spec/services/imports/sales_logs_import_service_spec.rb
@@ -1478,6 +1478,40 @@ RSpec.describe Imports::SalesLogsImportService do
           expect(sales_log&.jointmore).to eq(3)
         end
       end
+
+      context "when mscharge is 0" do
+        let(:sales_log_id) { "shared_ownership_sales_log" }
+
+        before do
+          sales_log_xml.at_xpath("//xmlns:Q29MonthlyCharges").content = "0"
+          allow(logger).to receive(:warn).and_return(nil)
+        end
+
+        it "sets has_mscharge to no" do
+          sales_log_service.send(:create_log, sales_log_xml)
+
+          sales_log = SalesLog.find_by(old_id: sales_log_id)
+          expect(sales_log&.has_mscharge).to be(0)
+          expect(sales_log&.mscharge).to be(nil)
+        end
+      end
+
+      context "when mscharge is more than 0" do
+        let(:sales_log_id) { "shared_ownership_sales_log" }
+
+        before do
+          sales_log_xml.at_xpath("//xmlns:Q29MonthlyCharges").content = "100"
+          allow(logger).to receive(:warn).and_return(nil)
+        end
+
+        it "sets has_mscharge to yes" do
+          sales_log_service.send(:create_log, sales_log_xml)
+
+          sales_log = SalesLog.find_by(old_id: sales_log_id)
+          expect(sales_log&.has_mscharge).to be(1)
+          expect(sales_log&.mscharge).to eq(100)
+        end
+      end
     end
   end
 end