Run the mortgage amount validation on non joint purchases as well

app/models/validations/sales/soft_validations.rb

@@ -18,7 +18,7 @@ module Validations::Sales::SoftValidations
   end
 
   def mortgage_over_soft_max?
-    return false unless mortgage && inc1mort && inc2mort
+    return false unless mortgage && inc1mort && (inc2mort || not_joint_purchase?)
     return false if income1_used_for_mortgage? && income1.blank? || income2_used_for_mortgage? && income2.blank?
 
     income_used_for_mortgage = (income1_used_for_mortgage? ? income1 : 0) + (income2_used_for_mortgage? ? income2 : 0)

spec/models/form_handler_spec.rb

@@ -52,14 +52,14 @@ RSpec.describe FormHandler do
     it "is able to load a current sales form" do
       form = form_handler.get_form("current_sales")
       expect(form).to be_a(Form)
-      expect(form.pages.count).to eq(203)
+      expect(form.pages.count).to eq(205)
       expect(form.name).to eq("2022_2023_sales")
     end
 
     it "is able to load a previous sales form" do
       form = form_handler.get_form("previous_sales")
       expect(form).to be_a(Form)
-      expect(form.pages.count).to eq(203)
+      expect(form.pages.count).to eq(205)
       expect(form.name).to eq("2021_2022_sales")
     end
   end

spec/models/validations/sales/soft_validations_spec.rb

@@ -102,14 +102,26 @@ RSpec.describe Validations::Sales::SoftValidations do
           .not_to be_mortgage_over_soft_max
       end
 
-      it "returns false if no inc2mort is given" do
+      it "returns false if no inc2mort is given and it's a joint purchase" do
-        record.inc1mort = 2
+        record.jointpur = 1
+        record.inc1mort = 1
+        record.income1 = 10
         record.inc2mort = nil
         record.mortgage = 20_000
         expect(record)
           .not_to be_mortgage_over_soft_max
       end
 
+      it "returns true if no inc2mort is given and it's not a joint purchase" do
+        record.jointpur = 2
+        record.inc1mort = 1
+        record.income1 = 10
+        record.inc2mort = nil
+        record.mortgage = 20_000
+        expect(record)
+          .to be_mortgage_over_soft_max
+      end
+
       it "returns false if no income1 is given and inc1mort is yes" do
         record.inc1mort = 1
         record.inc2mort = 2