diff --git a/app/models/form/sales/questions/deposit_amount.rb b/app/models/form/sales/questions/deposit_amount.rb
index 8fba5a5c4..e7e78b5c0 100644
--- a/app/models/form/sales/questions/deposit_amount.rb
+++ b/app/models/form/sales/questions/deposit_amount.rb
@@ -13,7 +13,7 @@ class Form::Sales::Questions::DepositAmount < ::Form::Question
     @ownershipsch = ownershipsch
     @question_number = QUESTION_NUMBER_FROM_YEAR_AND_OWNERSHIP.fetch(form.start_date.year, QUESTION_NUMBER_FROM_YEAR_AND_OWNERSHIP.max_by { |k, _v| k }.last)[ownershipsch]
     @optional = optional
-    @top_guidance_partial = "financial_calculations_shared_ownership" if ownershipsch == 1
+    @top_guidance_partial = top_guidance_partial
   end
 
   def derived?(log)
diff --git a/app/models/form/sales/questions/mortgageused.rb b/app/models/form/sales/questions/mortgageused.rb
index 8dbe3a650..3c90a7856 100644
--- a/app/models/form/sales/questions/mortgageused.rb
+++ b/app/models/form/sales/questions/mortgageused.rb
@@ -8,6 +8,7 @@ class Form::Sales::Questions::Mortgageused < ::Form::Question
     @answer_options = ANSWER_OPTIONS
     @ownershipsch = ownershipsch
     @question_number = QUESTION_NUMBER_FROM_YEAR_AND_OWNERSHIP.fetch(form.start_date.year, QUESTION_NUMBER_FROM_YEAR_AND_OWNERSHIP.max_by { |k, _v| k }.last)[ownershipsch]
+    @top_guidance_partial = "financial_calculations_discounted_ownership" if @ownershipsch == 2
   end
 
   def displayed_answer_options(log, _user = nil)
diff --git a/app/models/validations/sales/sale_information_validations.rb b/app/models/validations/sales/sale_information_validations.rb
index 67ac52a48..d24e557ae 100644
--- a/app/models/validations/sales/sale_information_validations.rb
+++ b/app/models/validations/sales/sale_information_validations.rb
@@ -53,12 +53,12 @@ module Validations::Sales::SaleInformationValidations
     if over_tolerance?(record.mortgage_deposit_and_grant_total, record.value_with_discount, tolerance, strict: !record.discount.nil?) && record.discounted_ownership_sale?
       %i[mortgageused mortgage value deposit ownershipsch discount grant].each do |field|
         record.errors.add field, I18n.t("validations.sale_information.discounted_ownership_value",
-                                        mortgage: record.mortgage.present? ? " (#{record.field_formatted_as_currency('mortgage')})" : "",
+                                        mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "",
                                         deposit: record.field_formatted_as_currency("deposit"),
                                         grant: record.grant.present? ? " (#{record.field_formatted_as_currency('grant')})" : "",
                                         mortgage_deposit_and_grant_total: record.field_formatted_as_currency("mortgage_deposit_and_grant_total"),
                                         discount_sentence: record.discount.present? ? " (#{record.field_formatted_as_currency('value')}) times by the discount (#{record.discount}%)" : "",
-                                        value_with_discount: record.field_formatted_as_currency("value_with_discount"))
+                                        value_with_discount: record.field_formatted_as_currency("value_with_discount")).html_safe
       end
     end
   end
diff --git a/app/views/form/_radio_question.html.erb b/app/views/form/_radio_question.html.erb
index c15b31b58..41e98a1cc 100644
--- a/app/views/form/_radio_question.html.erb
+++ b/app/views/form/_radio_question.html.erb
@@ -1,4 +1,4 @@
-<%= render partial: "form/guidance/#{question.top_guidance_partial}" if question.top_guidance? %>
+<%= render partial: "form/guidance/#{question.top_guidance_partial}", locals: { log: @log } if question.top_guidance? %>
   <% banner = question.notification_banner(@log) %>
   <% if banner %>
     <%= govuk_notification_banner(
diff --git a/app/views/form/guidance/_financial_calculations_dicsounted_ownership.html.erb b/app/views/form/guidance/_financial_calculations_dicsounted_ownership.html.erb
deleted file mode 100644
index c16980b71..000000000
--- a/app/views/form/guidance/_financial_calculations_dicsounted_ownership.html.erb
+++ /dev/null
@@ -1,10 +0,0 @@
-<%= govuk_details(summary_text: "How the financial values are calculated") do %>
-  <p class="govuk-body">
-  The mortgage amount (<%= govuk_link_to "Q105", send("#{log.class.name.underscore}_#{log.form.get_question('mortgage', log).page.id}_path", log) %>),
-   cash deposit (<%= govuk_link_to "Q109", send("#{log.class.name.underscore}_#{log.form.get_question('deposit', log).page.id}_path", log) %>)
-   and grant (<%= govuk_link_to "Q102", send("#{log.class.name.underscore}_#{log.form.get_question('grant', log).page.id}_path", log) %>)
-   added together must equal
-   the purchase price (<%= govuk_link_to "Q101", send("#{log.class.name.underscore}_#{log.form.get_question('value', log).page.id}_path", log) %>)
-   multiplied by the discount stake (<%= govuk_link_to "103", send("#{log.class.name.underscore}_#{log.form.get_question('discount', log).page.id}_path", log) %>)
-   </p>
-<% end %>
diff --git a/app/views/form/guidance/_financial_calculations_discounted_ownership.html.erb b/app/views/form/guidance/_financial_calculations_discounted_ownership.html.erb
new file mode 100644
index 000000000..5c9db235d
--- /dev/null
+++ b/app/views/form/guidance/_financial_calculations_discounted_ownership.html.erb
@@ -0,0 +1,13 @@
+<% grant_page = log.form.get_question("grant", log).page %>
+<% mortgage_page = log.form.get_question("mortgage", log).page %>
+<% discount_page = log.form.get_question("discount", log).page %>
+<%= govuk_details(summary_text: "How the financial values are calculated") do %>
+  <p class="govuk-body">
+  The mortgage amount <%= "(#{govuk_link_to 'Q105', send("#{log.class.name.underscore}_#{mortgage_page.id}_path", log)})".html_safe if mortgage_page.routed_to?(log, current_user) %>
+   cash deposit (<%= govuk_link_to "Q109", send("#{log.class.name.underscore}_#{log.form.get_question('deposit', log).page.id}_path", log) %>)
+   and grant <%= "(#{govuk_link_to 'Q102', send("#{log.class.name.underscore}_#{grant_page.id}_path", log)})".html_safe if grant_page.routed_to?(log, current_user) %>
+   added together must equal
+   the purchase price (<%= govuk_link_to "Q101", send("#{log.class.name.underscore}_#{log.form.get_question('value', log).page.id}_path", log) %>)
+   multiplied by the discount stake <%= "(#{govuk_link_to '103', send("#{log.class.name.underscore}_#{discount_page.id}_path", log)})".html_safe if discount_page.routed_to?(log, current_user) %>
+   </p>
+<% end %>