diff --git a/app/models/form/sales/questions/mortgageused.rb b/app/models/form/sales/questions/mortgageused.rb
index fc5818886..183fb46ec 100644
--- a/app/models/form/sales/questions/mortgageused.rb
+++ b/app/models/form/sales/questions/mortgageused.rb
@@ -10,7 +10,9 @@ class Form::Sales::Questions::Mortgageused < ::Form::Question
   end
 
   def displayed_answer_options(log, _user = nil)
-    if log.outright_sale? && log.saledate && !form.start_year_2024_or_later?
+    if form.start_year_2026_or_later?
+      ANSWER_OPTIONS
+    elsif log.outright_sale? && log.saledate && !form.start_year_2024_or_later?
       answer_options_without_dont_know
     elsif log.stairowned_100? || log.outright_sale? || (log.is_staircase? && form.start_year_2025_or_later?)
       ANSWER_OPTIONS
diff --git a/app/models/validations/sales/sale_information_validations.rb b/app/models/validations/sales/sale_information_validations.rb
index 063c16599..73ebfb7b4 100644
--- a/app/models/validations/sales/sale_information_validations.rb
+++ b/app/models/validations/sales/sale_information_validations.rb
@@ -369,6 +369,7 @@ module Validations::Sales::SaleInformationValidations
 
   def validate_mortgage_used_dont_know(record)
     return unless record.mortgage_use_unknown?
+    return if record.form.start_year_2026_or_later?
 
     if record.discounted_ownership_sale?
       record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?")