diff --git a/app/models/validations/financial_validations.rb b/app/models/validations/financial_validations.rb
index f39c17af7..fc1c44585 100644
--- a/app/models/validations/financial_validations.rb
+++ b/app/models/validations/financial_validations.rb
@@ -188,7 +188,12 @@ private
 
     collection_year = record.collection_start_year
 
-    rent_range = LaRentRange.find_by(start_year: collection_year, la: record.la, beds: record.beds_for_la_rent_range, lettype: record.lettype)
+    rent_range = LaRentRange.find_by(
+      start_year: collection_year,
+      la: record.la,
+      beds: record.beds_for_la_rent_range,
+      lettype: record.lettype,
+    )
 
     if rent_range.present? && !weekly_value_in_range(record, "brent", rent_range.hard_min, rent_range.hard_max) && record.brent.present? && record.period.present?
       if record.weekly_value(record["brent"]) < rent_range.hard_min
@@ -201,7 +206,9 @@ private
         record.errors.add :rent_type, I18n.t("validations.financial.brent.rent_type.below_hard_min")
         record.errors.add :needstype, I18n.t("validations.financial.brent.needstype.below_hard_min")
         record.errors.add :period, I18n.t("validations.financial.brent.period.below_hard_min")
-      elsif record.beds.blank? || record.beds < LaRentRange::MAX_BEDS
+      end
+
+      if record.weekly_value(record["brent"]) > rent_range.hard_max
         record.errors.add :brent, I18n.t("validations.financial.brent.above_hard_max")
         record.errors.add :beds, I18n.t("validations.financial.brent.beds.above_hard_max")
         record.errors.add :la, I18n.t("validations.financial.brent.la.above_hard_max")
diff --git a/app/services/bulk_upload/lettings/year2022/row_parser.rb b/app/services/bulk_upload/lettings/year2022/row_parser.rb
index d9cc99505..432897d0b 100644
--- a/app/services/bulk_upload/lettings/year2022/row_parser.rb
+++ b/app/services/bulk_upload/lettings/year2022/row_parser.rb
@@ -520,7 +520,7 @@ private
   end
 
   def validate_only_one_housing_needs_type
-    if [field_55, field_56, field_57].compact.count.positive?
+    if [field_55, field_56, field_57].compact.count > 1
       errors.add(:field_55, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
       errors.add(:field_56, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
       errors.add(:field_57, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
@@ -866,28 +866,28 @@ private
     attributes["tenancylength"] = field_11
     attributes["declaration"] = field_132
 
-    attributes["age1_known"] = (field_12 == "R" || field_12.blank? ? 1 : 0)
+    attributes["age1_known"] = age1_known?
     attributes["age1"] = field_12 if attributes["age1_known"].zero? && field_12&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age2_known"] = (field_13 == "R" || field_13.blank? ? 1 : 0)
+    attributes["age2_known"] = age2_known?
     attributes["age2"] = field_13 if attributes["age2_known"].zero? && field_13&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age3_known"] = (field_14 == "R" || field_14.blank? ? 1 : 0)
+    attributes["age3_known"] = age3_known?
     attributes["age3"] = field_14 if attributes["age3_known"].zero? && field_14&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age4_known"] = (field_15 == "R" || field_15.blank? ? 1 : 0)
+    attributes["age4_known"] = age4_known?
     attributes["age4"] = field_15 if attributes["age4_known"].zero? && field_15&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age5_known"] = (field_16 == "R" || field_16.blank? ? 1 : 0)
+    attributes["age5_known"] = age5_known?
     attributes["age5"] = field_16 if attributes["age5_known"].zero? && field_16&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age6_known"] = (field_17 == "R" || field_17.blank? ? 1 : 0)
+    attributes["age6_known"] = age6_known?
     attributes["age6"] = field_17 if attributes["age6_known"].zero? && field_17&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age7_known"] = (field_18 == "R" || field_18.blank? ? 1 : 0)
+    attributes["age7_known"] = age7_known?
     attributes["age7"] = field_18 if attributes["age7_known"].zero? && field_18&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age8_known"] = (field_19 == "R" || field_19.blank? ? 1 : 0)
+    attributes["age8_known"] = age8_known?
     attributes["age8"] = field_19 if attributes["age8_known"].zero? && field_19&.match(/\A\d{1,3}\z|\AR\z/)
 
     attributes["sex1"] = field_20
@@ -920,13 +920,13 @@ private
     attributes["ecstat7"] = field_41
     attributes["ecstat8"] = field_42
 
-    attributes["details_known_2"] = details_known(2)
-    attributes["details_known_3"] = details_known(3)
-    attributes["details_known_4"] = details_known(4)
-    attributes["details_known_5"] = details_known(5)
-    attributes["details_known_6"] = details_known(6)
-    attributes["details_known_7"] = details_known(7)
-    attributes["details_known_8"] = details_known(8)
+    attributes["details_known_2"] = details_known?(2)
+    attributes["details_known_3"] = details_known?(3)
+    attributes["details_known_4"] = details_known?(4)
+    attributes["details_known_5"] = details_known?(5)
+    attributes["details_known_6"] = details_known?(6)
+    attributes["details_known_7"] = details_known?(7)
+    attributes["details_known_8"] = details_known?(8)
 
     attributes["armedforces"] = field_45
     attributes["leftreg"] = leftreg
@@ -1112,7 +1112,32 @@ private
     end
   end
 
-  def details_known(person_n)
+  def age1_known?
+    return 1 if field_12 == "R"
+    return 1 if field_12.blank?
+
+    0
+  end
+
+  [
+    { person: 2, field: :field_13 },
+    { person: 3, field: :field_14 },
+    { person: 4, field: :field_15 },
+    { person: 5, field: :field_16 },
+    { person: 6, field: :field_17 },
+    { person: 7, field: :field_18 },
+    { person: 8, field: :field_19 },
+  ].each do |hash|
+    define_method("age#{hash[:person]}_known?") do
+      return 1 if public_send(hash[:field]) == "R"
+      return 0 if send("person_#{hash[:person]}_present?")
+      return 1 if public_send(hash[:field]).blank?
+
+      0
+    end
+  end
+
+  def details_known?(person_n)
     send("person_#{person_n}_present?") ? 0 : 1
   end
 
@@ -1129,31 +1154,31 @@ private
   end
 
   def person_2_present?
-    field_13.present? && field_21.present? && field_28.present?
+    field_13.present? || field_21.present? || field_28.present?
   end
 
   def person_3_present?
-    field_14.present? && field_22.present? && field_29.present?
+    field_14.present? || field_22.present? || field_29.present?
   end
 
   def person_4_present?
-    field_15.present? && field_23.present? && field_30.present?
+    field_15.present? || field_23.present? || field_30.present?
   end
 
   def person_5_present?
-    field_16.present? && field_24.present? && field_31.present?
+    field_16.present? || field_24.present? || field_31.present?
   end
 
   def person_6_present?
-    field_17.present? && field_25.present? && field_32.present?
+    field_17.present? || field_25.present? || field_32.present?
   end
 
   def person_7_present?
-    field_18.present? && field_26.present? && field_33.present?
+    field_18.present? || field_26.present? || field_33.present?
   end
 
   def person_8_present?
-    field_19.present? && field_27.present? && field_34.present?
+    field_19.present? || field_27.present? || field_34.present?
   end
 
   def tshortfall_known
diff --git a/app/services/bulk_upload/lettings/year2023/row_parser.rb b/app/services/bulk_upload/lettings/year2023/row_parser.rb
index dc2a04a66..d1689b2dd 100644
--- a/app/services/bulk_upload/lettings/year2023/row_parser.rb
+++ b/app/services/bulk_upload/lettings/year2023/row_parser.rb
@@ -419,7 +419,7 @@ private
   end
 
   def validate_only_one_housing_needs_type
-    if [field_83, field_84, field_85].compact.count.positive?
+    if [field_83, field_84, field_85].compact.count > 1
       errors.add(:field_83, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
       errors.add(:field_84, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
       errors.add(:field_85, I18n.t("validations.household.housingneeds_type.only_one_option_permitted"))
@@ -805,28 +805,28 @@ private
     attributes["tenancylength"] = field_43
     attributes["declaration"] = field_45
 
-    attributes["age1_known"] = (field_46 == "R" || field_46.blank? ? 1 : 0)
+    attributes["age1_known"] = age1_known?
     attributes["age1"] = field_46 if attributes["age1_known"].zero? && field_46&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age2_known"] = (field_52 == "R" || field_52.blank? ? 1 : 0)
+    attributes["age2_known"] = age2_known?
     attributes["age2"] = field_52 if attributes["age2_known"].zero? && field_52&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age3_known"] = (field_56 == "R" || field_56.blank? ? 1 : 0)
+    attributes["age3_known"] = age3_known?
     attributes["age3"] = field_56 if attributes["age3_known"].zero? && field_56&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age4_known"] = (field_60 == "R" || field_60.blank? ? 1 : 0)
+    attributes["age4_known"] = age4_known?
     attributes["age4"] = field_60 if attributes["age4_known"].zero? && field_60&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age5_known"] = (field_64 == "R" || field_64.blank? ? 1 : 0)
+    attributes["age5_known"] = age5_known?
     attributes["age5"] = field_64 if attributes["age5_known"].zero? && field_64&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age6_known"] = (field_68 == "R" || field_68.blank? ? 1 : 0)
+    attributes["age6_known"] = age6_known?
     attributes["age6"] = field_68 if attributes["age6_known"].zero? && field_68&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age7_known"] = (field_72 == "R" || field_72.blank? ? 1 : 0)
+    attributes["age7_known"] = age7_known?
     attributes["age7"] = field_72 if attributes["age7_known"].zero? && field_72&.match(/\A\d{1,3}\z|\AR\z/)
 
-    attributes["age8_known"] = (field_76 == "R" || field_76.blank? ? 1 : 0)
+    attributes["age8_known"] = age8_known?
     attributes["age8"] = field_76 if attributes["age8_known"].zero? && field_76&.match(/\A\d{1,3}\z|\AR\z/)
 
     attributes["sex1"] = field_47
@@ -859,13 +859,13 @@ private
     attributes["ecstat7"] = field_74
     attributes["ecstat8"] = field_78
 
-    attributes["details_known_2"] = details_known(2)
-    attributes["details_known_3"] = details_known(3)
-    attributes["details_known_4"] = details_known(4)
-    attributes["details_known_5"] = details_known(5)
-    attributes["details_known_6"] = details_known(6)
-    attributes["details_known_7"] = details_known(7)
-    attributes["details_known_8"] = details_known(8)
+    attributes["details_known_2"] = details_known?(2)
+    attributes["details_known_3"] = details_known?(3)
+    attributes["details_known_4"] = details_known?(4)
+    attributes["details_known_5"] = details_known?(5)
+    attributes["details_known_6"] = details_known?(6)
+    attributes["details_known_7"] = details_known?(7)
+    attributes["details_known_8"] = details_known?(8)
 
     attributes["armedforces"] = field_79
     attributes["leftreg"] = leftreg
@@ -1077,36 +1077,61 @@ private
     end
   end
 
-  def details_known(person_n)
+  def age1_known?
+    return 1 if field_46 == "R"
+    return 1 if field_46.blank?
+
+    0
+  end
+
+  [
+    { person: 2, field: :field_52 },
+    { person: 3, field: :field_56 },
+    { person: 4, field: :field_60 },
+    { person: 5, field: :field_64 },
+    { person: 6, field: :field_68 },
+    { person: 7, field: :field_72 },
+    { person: 8, field: :field_76 },
+  ].each do |hash|
+    define_method("age#{hash[:person]}_known?") do
+      return 1 if public_send(hash[:field]) == "R"
+      return 0 if send("person_#{hash[:person]}_present?")
+      return 1 if public_send(hash[:field]).blank?
+
+      0
+    end
+  end
+
+  def details_known?(person_n)
     send("person_#{person_n}_present?") ? 0 : 1
   end
 
   def person_2_present?
-    field_51.present? && field_52.present? && field_53.present?
+    field_51.present? || field_52.present? || field_53.present?
   end
 
   def person_3_present?
-    field_55.present? && field_56.present? && field_57.present?
+    field_55.present? || field_56.present? || field_57.present?
   end
 
   def person_4_present?
-    field_59.present? && field_60.present? && field_61.present?
+    field_59.present? || field_60.present? || field_61.present?
   end
 
   def person_5_present?
-    field_63.present? && field_64.present? && field_65.present?
+    field_63.present? || field_64.present? || field_65.present?
   end
 
   def person_6_present?
-    field_67.present? && field_68.present? && field_69.present?
+    field_67.present? || field_68.present? || field_69.present?
   end
 
   def person_7_present?
-    field_71.present? && field_72.present? && field_73.present?
+    field_71.present? || field_72.present? || field_73.present?
   end
 
   def person_8_present?
-    field_75.present? && field_76.present? && field_77.present?
+    field_75.present? || field_76.present? || field_77.present?
   end
 
   def leftreg
diff --git a/spec/models/validations/financial_validations_spec.rb b/spec/models/validations/financial_validations_spec.rb
index 1f40f7cbc..8cb777029 100644
--- a/spec/models/validations/financial_validations_spec.rb
+++ b/spec/models/validations/financial_validations_spec.rb
@@ -788,7 +788,7 @@ RSpec.describe Validations::FinancialValidations do
           LaRentRange.create!(
             ranges_rent_id: "1",
             la: "E07000223",
-            beds: 1,
+            beds: 4,
             lettype: 1,
             soft_min: 12.41,
             soft_max: 89.54,
@@ -814,7 +814,7 @@ RSpec.describe Validations::FinancialValidations do
           record.lettype = 1
           record.period = 1
           record.la = "E07000223"
-          record.beds = 1
+          record.beds = 4
           record.startdate = Time.zone.local(2021, 9, 17)
           record.brent = 9.17
 
@@ -846,7 +846,7 @@ RSpec.describe Validations::FinancialValidations do
           record.lettype = 1
           record.period = 1
           record.la = "E07000223"
-          record.beds = 1
+          record.beds = 4
           record.startdate = Time.zone.local(2021, 9, 17)
           record.brent = 200
 
@@ -883,7 +883,7 @@ RSpec.describe Validations::FinancialValidations do
           record.period = 1
           record.la = "E07000223"
           record.startdate = Time.zone.local(2022, 2, 5)
-          record.beds = 1
+          record.beds = 4
           record.brent = 200
 
           financial_validator.validate_rent_amount(record)
diff --git a/spec/services/bulk_upload/lettings/year2022/row_parser_spec.rb b/spec/services/bulk_upload/lettings/year2022/row_parser_spec.rb
index 6355bb3bd..bada35dad 100644
--- a/spec/services/bulk_upload/lettings/year2022/row_parser_spec.rb
+++ b/spec/services/bulk_upload/lettings/year2022/row_parser_spec.rb
@@ -446,6 +446,16 @@ RSpec.describe BulkUpload::Lettings::Year2022::RowParser do
       end
     end
 
+    describe "#field_14" do # age3
+      context "when blank but gender given" do
+        let(:attributes) { valid_attributes.merge(field_14: "", field_22: "F") }
+
+        it "returns an error" do
+          expect(parser.errors[:field_14]).to be_present
+        end
+      end
+    end
+
     describe "#field_52" do # leaving reason
       context "when field_134 is 1 meaning it is a renewal" do
         context "when field_52 is 40" do
@@ -475,6 +485,16 @@ RSpec.describe BulkUpload::Lettings::Year2022::RowParser do
     end
 
     describe "#field_55, #field_56, #field_57" do
+      context "when one item selected" do
+        let(:attributes) { { bulk_upload:, field_55: "1" } }
+
+        it "is permitted" do
+          expect(parser.errors[:field_55]).to be_blank
+          expect(parser.errors[:field_56]).to be_blank
+          expect(parser.errors[:field_57]).to be_blank
+        end
+      end
+
       context "when more than one item selected" do
         let(:attributes) { { bulk_upload:, field_55: "1", field_56: "1" } }
 
diff --git a/spec/services/bulk_upload/lettings/year2023/row_parser_spec.rb b/spec/services/bulk_upload/lettings/year2023/row_parser_spec.rb
index 4d745f21e..7dc1e177b 100644
--- a/spec/services/bulk_upload/lettings/year2023/row_parser_spec.rb
+++ b/spec/services/bulk_upload/lettings/year2023/row_parser_spec.rb
@@ -438,6 +438,16 @@ RSpec.describe BulkUpload::Lettings::Year2023::RowParser do
     end
 
     describe "#field_83, #field_84, #field_85" do
+      context "when one item selected" do
+        let(:attributes) { { bulk_upload:, field_83: "1" } }
+
+        it "is permitted" do
+          expect(parser.errors[:field_83]).to be_blank
+          expect(parser.errors[:field_84]).to be_blank
+          expect(parser.errors[:field_85]).to be_blank
+        end
+      end
+
       context "when more than one item selected" do
         let(:attributes) { { bulk_upload:, field_83: "1", field_84: "1" } }
 
@@ -723,6 +733,16 @@ RSpec.describe BulkUpload::Lettings::Year2023::RowParser do
         end
       end
     end
+
+    describe "#field_56" do # age3
+      context "when null but gender given" do
+        let(:attributes) { setup_section_params.merge({ field_56: "", field_57: "F" }) }
+
+        it "returns an error" do
+          expect(parser.errors[:field_56]).to be_present
+        end
+      end
+    end
   end
 
   describe "#log" do