diff --git a/app/models/validations/sales/sale_information_validations.rb b/app/models/validations/sales/sale_information_validations.rb
index 9d65bc799..7cce2a590 100644
--- a/app/models/validations/sales/sale_information_validations.rb
+++ b/app/models/validations/sales/sale_information_validations.rb
@@ -77,7 +77,7 @@ module Validations::Sales::SaleInformationValidations
   def validate_discounted_ownership_value(record)
     return unless record.saledate && record.form.start_year_2024_or_later?
     return unless record.value && record.deposit && record.ownershipsch
-    return unless record.mortgage || record.mortgageused == 2 || record.mortgageused == 3
+    return unless record.mortgage || record.mortgageused == 2
     return unless record.discount || record.grant || record.type == 29
 
     tolerance = record.value_with_discount_tolerance