diff --git a/app/models/validations/sales/sale_information_validations.rb b/app/models/validations/sales/sale_information_validations.rb
index 24703890e..9cd0bdb39 100644
--- a/app/models/validations/sales/sale_information_validations.rb
+++ b/app/models/validations/sales/sale_information_validations.rb
@@ -51,11 +51,16 @@ module Validations::Sales::SaleInformationValidations
     tolerance = record.discount ? record.value * 0.05 / 100 : 1
 
     if over_tolerance?(record.mortgage_deposit_and_grant_total, record.value_with_discount, tolerance, strict: !record.discount.nil?) && record.discounted_ownership_sale?
+
+      deposit_and_grant_sentence = if record.grant.present?
+                                     ", cash deposit (#{record.field_formatted_as_currency('deposit')}), and grant (#{record.field_formatted_as_currency('grant')})"
+                                   else
+                                     " and cash deposit (#{record.field_formatted_as_currency('deposit')})"
+                                   end
       %i[mortgageused mortgage value deposit ownershipsch discount grant].each do |field|
         record.errors.add field, I18n.t("validations.sale_information.discounted_ownership_value",
                                         mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "",
-                                        deposit: record.field_formatted_as_currency("deposit"),
-                                        grant: record.grant.present? ? " (#{record.field_formatted_as_currency('grant')})" : "",
+                                        deposit_and_grant_sentence:,
                                         mortgage_deposit_and_grant_total: record.field_formatted_as_currency("mortgage_deposit_and_grant_total"),
                                         discount_sentence: record.discount.present? ? " (#{record.field_formatted_as_currency('value')}) times by the discount (#{record.discount}%)" : "",
                                         value_with_discount: record.field_formatted_as_currency("value_with_discount")).html_safe
diff --git a/config/locales/en.yml b/config/locales/en.yml
index 1def54df7..dea8a2393 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -644,7 +644,7 @@ en:
         must_be_after_hodate: "Sale completion date must be after practical completion or handover date"
       previous_property_type:
         property_type_bedsit: "A bedsit cannot have more than 1 bedroom"
-      discounted_ownership_value: "The mortgage%{mortgage}, cash deposit (%{deposit}), and grant%{grant} added together is %{mortgage_deposit_and_grant_total}.</br></br>The full purchase price%{discount_sentence} is %{value_with_discount}.</br></br>These two amounts should be the same."
+      discounted_ownership_value: "The mortgage%{mortgage}%{deposit_and_grant_sentence} added together is %{mortgage_deposit_and_grant_total}.</br></br>The full purchase price%{discount_sentence} is %{value_with_discount}.</br></br>These two amounts should be the same."
       outright_sale_value: "The mortgage%{mortgage} and cash deposit (%{deposit}) when added together is %{mortgage_and_deposit_total}.</br></br>The full purchase price is %{value}.</br></br>These two amounts should be the same."
       monthly_rent:
         higher_than_expected: "Basic monthly rent must be between £0.00 and £9,999.00"
diff --git a/spec/models/validations/sales/sale_information_validations_spec.rb b/spec/models/validations/sales/sale_information_validations_spec.rb
index b12c85260..8d29b9999 100644
--- a/spec/models/validations/sales/sale_information_validations_spec.rb
+++ b/spec/models/validations/sales/sale_information_validations_spec.rb
@@ -345,13 +345,13 @@ RSpec.describe Validations::Sales::SaleInformationValidations do
 
           sale_information_validator.validate_discounted_ownership_value(record)
 
-          expect(record.errors["mortgageused"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["mortgage"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["value"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["deposit"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["ownershipsch"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["discount"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
-          expect(record.errors["grant"]).to include("The mortgage (£66,113.00), cash deposit (£0.00), and grant added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["mortgageused"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["mortgage"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["value"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["deposit"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["ownershipsch"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["discount"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
+          expect(record.errors["grant"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) times by the discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.")
         end
 
         it "does not add errors if mortgage and deposit total is exactly 0.05% x market value away from market value - discount" do
@@ -380,13 +380,13 @@ RSpec.describe Validations::Sales::SaleInformationValidations do
         record.deposit = 2_000
         sale_information_validator.validate_discounted_ownership_value(record)
 
-        expect(record.errors["mortgageused"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["mortgage"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["value"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["deposit"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["ownershipsch"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["discount"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
-        expect(record.errors["grant"]).to include("The mortgage (£10,000.00), cash deposit (£2,000.00), and grant added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["mortgageused"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["mortgage"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["value"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["deposit"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["ownershipsch"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["discount"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
+        expect(record.errors["grant"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.")
       end
 
       it "returns false if mortgage and deposit total equals market value" do
diff --git a/spec/services/bulk_upload/sales/year2024/row_parser_spec.rb b/spec/services/bulk_upload/sales/year2024/row_parser_spec.rb
index ccefbe4be..f77c60dbb 100644
--- a/spec/services/bulk_upload/sales/year2024/row_parser_spec.rb
+++ b/spec/services/bulk_upload/sales/year2024/row_parser_spec.rb
@@ -1370,7 +1370,7 @@ RSpec.describe BulkUpload::Sales::Year2024::RowParser do
         it "only adds errors to the discounted ownership field" do
           parser.valid?
           expect(parser.errors[:field_103]).to be_empty
-          expect(parser.errors[:field_117]).to include("The mortgage, cash deposit (£100.00), and grant added together is £100.00.</br></br>The full purchase price (£100.00) times by the discount (10.0%) is £90.00.</br></br>These two amounts should be the same.")
+          expect(parser.errors[:field_117]).to include("The mortgage and cash deposit (£100.00) added together is £100.00.</br></br>The full purchase price (£100.00) times by the discount (10.0%) is £90.00.</br></br>These two amounts should be the same.")
           expect(parser.errors[:field_126]).to be_empty
         end
       end