diff --git a/spec/models/form/sales/questions/ownership_scheme_spec.rb b/spec/models/form/sales/questions/ownership_scheme_spec.rb
index 5d7e535de..647de9621 100644
--- a/spec/models/form/sales/questions/ownership_scheme_spec.rb
+++ b/spec/models/form/sales/questions/ownership_scheme_spec.rb
@@ -40,7 +40,7 @@ RSpec.describe Form::Sales::Questions::OwnershipScheme, type: :model do
     })
   end
 
-  context "with collection year on or after 2024" do
+  context "with collection year in 2024" do
     before do
       allow(form).to receive(:start_year_2024_or_later?).and_return(true)
     end
@@ -53,4 +53,18 @@ RSpec.describe Form::Sales::Questions::OwnershipScheme, type: :model do
       })
     end
   end
+
+  context "with collection year on or after 2025" do
+    before do
+      allow(form).to receive(:start_year_2024_or_later?).and_return(true)
+      allow(form).to receive(:start_year_2025_or_later?).and_return(true)
+    end
+
+    it "has the correct answer_options" do
+      expect(question.answer_options).to eq({
+        "1" => { "value" => "Yes - a shared ownership scheme", "hint" => "When the purchaser buys an initial share of up to 75% of the property value and pays rent to the Private Registered Provider (PRP) on the remaining portion, or a subsequent staircasing transaction" },
+        "2" => { "value" => "Yes - a discounted ownership scheme" },
+      })
+    end
+  end
 end